The Confidence of a Comprehensive Approach
PATH takes a 360-degree view bringing together the elements of your risk management, self-insurance, and workers’ compensation programs. This integrated approach provides our clients with the peace-of-mind that they have effectively and efficiently mitigated their risk profile.
Workers' Compensation Claims Handling and Administration
Efficient Claims Processing
We handle workers’ compensation claims swiftly, accurately, and aggressively to ensure all employees receive the treatment they need and the claims are resolved and closed quickly at the lower overall cost.
Expert Claims Management
Experienced adjusters manage claims with attention to detail and fairness, ensuring fair treatment of employees and satisfactory claim outcomes.
Communication and Transparency
Regular updates and open communications with members and their employees keep everyone informed and confident in the claims process. Clear communication also reduces litigated claims lowering costs.
Online Claim Reporting
BLC members report claims online in real time through our quick and easy Occlink system. This saves time and ensures prompt reporting and processing of claims. This allows immediate claims submission and tracking, ensuring timely handling and reducing care and resolution delays.
Safety and loss control program
Safety First Philosophy
Safety and loss control is at the heart of BLC and it members’ success. Preventing an accident and keeping employees aware and safe is the best way to lower your workers’ comp costs. We strive to achieve this through a comprehensive safety and loss control program that can be tailored to each members unique needs.
Safety First Support and Resources
BLC, through our administrator PATH maintains a network of highly skilled and qualified safety and loss control experts. We maintain a three-tiered process to ensure regulatory and Cal/OSHA compliance, provide communication and safety materials, in-field consultations, and available training resources and courses to support our members.
Underwriting
Better Living Comp’s underwriting team ensures the financial stability and success of the group for our members. BLC’s underwriting services help members maintain control over their workers’ compensation costs by focusing on thorough risk assessment and fair premium setting.
Comprehensive Risk Assessment
We assess each member’s risk profile, considering current operations and historical data. This ensures premiums reflect the true risk and helps members avoid unnecessary costs.
Tailored Underwriting Approach
Our underwriters understand each member’s needs and challenges, offering customized solutions that align with their operational realities and financial goals.
Commitment to Long-Term Success
We emphasize sustainability and long-term success, comparing the Total Cost of Insurance to upfront prices to ensure members benefit from stable and predictable costs over time.
Comprehensive Administrative Services
Better Living contracts with The PATH Alliance to be our administrator. PATH is a California-based self-insurance administrator, specializing in the management of self-insured groups. In fact, all PATH does is California Self-Insurance.
PATH is a trusted strategic-partner and leader delivering outstanding service and measurable results with integrity. They are accountable to the Board of Trustees and members of BLC.
PATH is the only California administrator with SOC I certification, highlighting its commitment to exemplary administration, financial controls, customer service, regulatory compliance, and safeguarding data.
You can learn more about PATH and their team by visiting their website.
Are you looking for a workers' compensation solution that works for you?
We can show you the way. Contact us today to learn more!